Layered Taco Dip

I honestly don't know where I got this recipe, but every time I make it, it disappears in no time flat. I seem to vaguely remember going through my sister Maureen's recipe cards when I first moved into my own apartment about a million years ago (just because I wanted to build a recipe collection). Maybe that's where I got it. Hmmm, I'm not sure. Hey, Reen, does this recipe look familiar to you?

1 (8oz) pkg cream cheese
1 (8oz) container cottage cheese
2 heaping tbs sour cream
1 packet taco seasoning
2 tomatoes, seeded and diced
3 green onions, chopped
1 large green pepper, seeded and diced
8oz shredded cheddar cheese

Mix together cream cheese, cottage cheese, sour cream, and half the taco seasoning. Spread in a 9x13 pan or serving plate. Stir together diced vegetables and spread over cream mixture. Sprinkle with half of remaining taco seasoning. Top with shredded cheese. Sprinkle with remaining taco seasoning.
Serve with tortilla chips.

Tips:
I like this recipe more than the usual seven layer dip because the cream mixture is really yummy, and I like the crunchy addition of the diced bell peppers. Still, you could add a layer of bean dip and a layer of guacamole and you'd have a seven layer dip. You could also make it a little more hearty by starting with a layer of ground beef, browned, drained, and spiced up with some of the taco seasoning.
To save time, use a jar of salsa instead of chopping the tomatoes. To add color, use yellow or orange peppers in addition to the green. Diced black olives would be a nice addition and also chopped jalapenos if you'd like to add some heat.